(702) 486-9380 - Southern Nevada
(775) 687-9816 - Northern Nevada
(888) 421-3004 - Rural Nevada

Welcome

  • Providing an Alternative to Foreclosure

    Providing an Alternative to Foreclosure

    With the assistance of a trained mediator, homeowners and lenders seek an agreement that benefits both sides and avoids foreclosure.
  • Meet With Your Lender Face-to-Face

    Meet With Your Lender Face-to-Face

    Foreclosure mediation provides homeowners with the option to meet face-to-face with their lender and discuss alternatives to foreclosure.
  • Foreclosure Information and Assistance

    Foreclosure Information and Assistance

    HUD-Approved Counseling Agencies provide free legal assistance and foreclosure education. Scroll down to find a list of Foreclosure Counselors.
  • Homeowner Events and Education

    Homeowner Events and Education

    Classes and events aimed at helping homeowners avoid or recover from foreclosure are offered statewide. Click here for a complete list of classes and events.
  • Homeowners Must Act Quickly

    Eligible Homeowners have thirty (30) days after formal receipt of the Notice of Default (NOD) to ask for foreclosure mediation. Election Forms and Instructions are located on our website.

Foreclosure Mediation is an alternative method to help parties resolve disputes by agreement with the help of trained mediators. Mediating a foreclosure action has its advantages. It is fast, inexpensive, and provides a flexibility that more formal processes do not offer. The program does not cost homeowners thousands of dollars to participate. In fact, homeowners pay only a $200 mediation fee.

Under Nevada law, the State of Nevada Foreclosure Mediation Program (FMP) is open to homeowners of owner-occupied houses who receive a foreclosure notice, formally titled Notice of Default (or Breach) and Election to Sell. Homeowners of owner-occupied houses have 30 days after being served with a foreclosure notice to elect to participate in mediation.

Foreclosure Counselors

The following programs provide assistance and foreclosure education to Nevada homeowners:
 

Home Again Nevada
(855) 457-4638		 Nevada Fair Housing Center, Inc.
(702) 731-6095
Nevada Legal Services
(877) 693-2163		 Legal Aid Center of Southern Nevada
(702) 868-1147
Washoe County Senior Law Project
(775) 328-2592		 Financial Guidance Center
(800) 451-4505
Civil Law Self-Help Center
Regional Justice Center - Las Vegas
200 Lewis Avenue, First Floor
Walk-in hours: 8:00 am - 4:00 pm (M-F)		  

 

Latest News

Document Exchange Needed Prior to Mediation

Mediations require a Document Conference between the lender, homeowner, and mediator. Lenders are required to send to homeowners a Required Documents List 5 days after the Document Conference. Homeowners must return the Required Documents to the beneficiary and mediator within 15 days. To improve the chances of finding an alternative to foreclosure, such as a loan modification, it is important documents are returned within the required deadlines.

Homeowners do not have to tackle this requirement alone. The Home Again Nevada initiative will connect a homeowner with a HUD-approved housing counselor to assist in preparing for mediation. Homeowners can call 1-855-457-4638 statewide.

Read More

About Us

The State of Nevada Foreclosure Mediation Program (FMP) was created by the 2009 Legislature to directly address the foreclosure crisis in Nevada by providing homeowners and lenders with an opportunity to discuss alternatives to foreclosure.

Why Mediation Works

Foreclosure mediation is fast, inexpensive and cost effective. Through give-and-take, homeowners and lenders, with the assistance of a trained mediator, seek a mutually acceptable resolution to a mutual dilemma.

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